Lawrency Brody	Mary Ann Mancini	Charles L. Ratner	Randy L. Zipse

Life Insurance and the Economic Downturn – Applying Universal Truths to Variable Circumstances, the Whole (Life) Story
As the economy struggles clients increasingly look at insurance as a solution to their investment, business, charitable and estate and personal financial planning needs. This program will explain what types of insurance products are available, how they work, their advantages and disadvantages, and how, working with a client’s insurance professional, to develop a methodology to help a client design and select an appropriate product.

Special Sessions II-F  Wednesday, January 27th
(3:50 p.m. – 5:20 p.m.)