We would like to advise you to stay in close contact with your lenders throughout student loan repayment. They can assist you in determining the best repayment options available to you based on your individual situation. Many lenders have valuable web resources and online loan repayment management tools to assist you and we hope you take full advantage of them. Also remember that in some cases, you may have prior federal student loans or private loans with different lenders so it is important that you take all of that into consideration as you determine your best course of action of loan repayment.
The Office of Financial Aid is available to assist you as you begin managing your student loan repayment options. We have also developed the list below of web resources to assist you in managing your debt and achieving financial success.
Federal Loan Repayment Information
http://www.law.miami.edu/finaid/ofa_04_04.php?op=4
http://www.studentloanborrowerassistance.org/get-answers/
http://www.finaid.org/loans/repayment.phtml
http://studentaid.ed.gov/PORTALSWebApp/students/english/repaying.jsp
Bar Study Loans
http://www.law.miami.edu/finaid/ofa_04_05.php?op=4
Debt Management (Budgeting, Credit, etc.)
http://www.law.miami.edu/finaid/ofa_04_06.php?op=4
www.bankrate.com
http://students.studentdebthelp.org/
http://www.ftc.gov/bcp/consumer.shtm
Other Additional Resources
National Student Loan Database System (retrieve your federal student loan history)
www.nslds.ed.gov
Loan Repayment (Options/Calculators)
http://www.finaid.org/loans/repayment.phtml
Student Debt Relief Info from Equal Justice Works
http://www.equaljusticeworks.org/resources/student-debt-relief/default
Income Based Repayment (information and calculator)
http://www.ibrinfo.org/
http://www.salliemae.com/IBR
Loan Forgiveness
http://www.finaid.org/loans/forgiveness.phtml
http://fsa4counselors.ed.gov/clcf/attachments/LoanForgivenessMarch18.pdf
Federal Direct Loan Consolidation
http://loanconsolidation.ed.gov/
Difficulty Repaying
http://studentaid.ed.gov/PORTALSWebApp/students/english/difficulty.jsp?tab=repaying
Financial Planning/Success
Financial Planning
http://financialplan.about.com/
http://www.mymoney.gov/planning.shtml
http://www.aarp.org/money/financial_planning/
http://www.ameriprise.com/financial-products/financial-planning-basics/
Financial Planners (where to find one)
Certified Financial Planners Association
